State Health Insurance Assistance Program (SHIP)

Do you have questions about your Medicare?

The State Health Insurance Assistance Program (SHIP) provides free help to New Jersey Medicare beneficiaries who have problems with, or questions about their health insurance. SHIP is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living.

Watch the Video:
2021 Medicare Presentation 

SHIP is committed to continuing to provide Medicare counseling services during the COVID-19 pandemic.SHIP counseling appointments are now being held virutally and over the phone.

To set up an appointment with a SHIP counselor, call our SHIP hotline at 973-637-1717 or email to schedule a virtual session with a counselor.

Medicare beneficiaries frequently have questions about benefits and supplement policies (known as Medigaps). Volunteer counselors, trained in areas of health insurance coverage & benefits that affect Medicare beneficiaries, provide information and assistance for dealing with claims and in evaluating health insurance options.

For additional information, visit the New Jersey SHIP Website: or call 1-800-792-8820.

Volunteer counselors do not provide legal advice, sell, recommend, endorse any specific insurance product, agent insurance company or plan. They provide information and assistance so that you can make your own decisions. Counseling is free of charge.