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Posted on: November 17, 2020

Essex County Announces Mortgage Assistance Program

Essex County Coronavirus Mortgage Assistance Program - cartoon image of house

Essex County Executive Joseph N. DiVincenzo, Jr. announced that Essex County is allocating $2 million for a grant program to help residential property owners from Essex County who have been negatively impacted by the Coronavirus and are behind on their mortgage payments. Applications for the Essex County Coronavirus Mortgage Assistance Program are now available and can be found at Grants will be awarded on a first come, first served basis.

Eligible residents can earn 150 percent above the Area Medium Income levels established by the Federal Office of Housing and Urban Development. This means an eligible single person can earn $111,312 annually, a family of two can earn $127,187, a family of three can earn $143,125 and a family of four can earn $159,000. Additional income eligibility requirements for larger families can be found on the application website.

In addition to completing a short questionnaire, applicants must be able to provide proof of income loss on or after March 1, 2020, because of the coronavirus pandemic. The property for which the applicant is seeking assistance must be their primary residence. Any grant awards from Essex County will be paid directly to the lending institution.

Read more... (PDF)

View program flyer (PDF)

Apply for a grant here

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